Whether you’re a first-time buyer, moving to a new home or refinancing an existing one, you can count on one of our professional AAA Mortgage Lenders to answer your questions, explain the terms and conditions of your loan and walk you through the entire application process.
As an Eligible Applicant, You Can Take Advantage of:
A conventional fixed-rate mortgage for a single-family, owner-occupied home*
Wayne County, MI, maximum loan amount of $150,000
Minimum borrower contribution as low as $1,000
No closing costs other than the required appraisal fee and title insurance
Lower credit score requirements to qualify
No Private Mortgage Insurance (PMI) requirement
To Apply, You Must Meet The Following Conditions:
No bankruptcies in the last four years
No open judgments or open liens
No mortgage payments 30 days or more past due in the last 12 months
Rate determined by credit score as well as loan-to-value and debt-to-income ratios
No foreclosures in credit history
All accounts must be current at time of closing
*Full appraisal required. Property and hazard insurance is required and is the responsibility of the borrower. Escrow is required. Must attend a financial counseling class and obtain a completion certificate prior to closing. Call for full credit costs and details and other loan product offerings. Restrictions may apply.